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TrueLayer

Open banking payments network for Pay by Bank payments, payouts and onboarding

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TrueLayer is a payments network that enables consumers to pay directly from their bank account. Merchants can accept payments, send payouts, verify users, and link bank accounts for recurring charges through a single API, reducing reliance on card networks.

Its products include Payments, Payouts, Bank on File, Credit, and a real-time Data API add-on. Add-ons cover Verification and User Incentives, while solutions such as Signup+ and Verified Payouts combine products for specific use cases. The platform serves ecommerce, iGaming, financial services, travel, and crypto businesses. Merchants can create an account to explore the APIs, and enterprise businesses can contact the company directly.

12 alternatives to TrueLayer

Ranked by how well each tool replaces TrueLayer: shared features, audience, price and popularity.

  1. Plaid

    Payments, onboarding, lending, and financial data — all through one API platform.

    Covers 1 of 14 key features and has a free plan.

    66 out of 100 matchUsage-based

  2. Airwallex

    Global payments and financial platform for businesses (EU site)

    Covers 2 of 14 key features and has a free plan.

    Free plan
    62 out of 100 matchContact sales

  3. PayPal

    Online payments trusted by consumers.

    Covers 1 of 14 key features.

    62 out of 100 match—

  4. Stripe

    Financial infrastructure for the internet

    Covers 1 of 14 key features.

    62 out of 100 matchUsage-based

  5. Razorpay

    Payments, banking, payroll and credit platform for businesses in India

    Covers 1 of 14 key features and has a free plan.

    Free plan
    62 out of 100 matchContact sales

  6. Paymentus

    Intelligent interactions. Simplified payments.

    Covers 0 of 14 key features.

    60 out of 100 match—

  7. Partial.ly

    Flexible Payments for Your Business, On Your Terms.

    Covers 0 of 14 key features and has a free plan.

    Free plan
    60 out of 100 matchUsage-based

  8. Trolley

    The payouts platform for the internet economy.

    Covers 0 of 14 key features.

    60 out of 100 matchContact sales

  9. Mollie

    One platform to accept payments, manage money, and access funding

    Covers 1 of 14 key features and has a free plan.

    Free plan
    59 out of 100 match$9/mo

  10. Payoneer

    Cross-border payment platform for businesses, marketplaces, sellers, and freelancers.

    Covers 2 of 14 key features.

    59 out of 100 matchUsage-based

  11. Pin Payments

    Online payments for small businesses and platforms

    Covers 2 of 14 key features and has a free plan.

    Free plan
    59 out of 100 matchContact sales

  12. Notabene

    The open trust layer for global payments

    Covers 1 of 14 key features and has a free plan.

    Free plan
    58 out of 100 matchContact sales