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PayPal

Online payments trusted by consumers.

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PayPal is a digital payment service that lets customers pay with their PayPal balance, linked cards, bank accounts, and pay-later options, while giving merchants tools to accept payments online and in person. It also supports sending and requesting money, pooling funds, and managing purchases, subscriptions, and balances through a mobile app.

For businesses, PayPal Enterprise Payments provides an integrated platform for checkout, payment orchestration, fraud protection, and global payouts. It accepts PayPal, Venmo, credit and debit cards, Apple Pay, Google Pay, and local payment methods, with developer documentation, mobile SDKs, and a Sandbox environment for testing before going live. The consumer app adds rewards, savings, cryptocurrency, and a PayPal Debit Card.

PayPal is aimed at both individual consumers and businesses of varying sizes, from small merchants to enterprises. Opening an account and downloading the app are free, though fees apply to certain payment receipts and cross-border transactions. Business offerings include third-party integrations and platform tools, with access to a Sandbox for evaluation before applying for a merchant account.

12 alternatives to PayPal

Ranked by how well each tool replaces PayPal: shared features, audience, price and popularity.

  1. Payments, banking, payroll and credit platform for businesses in India

    Covers 5 of 6 key features and has a free plan.

    Free plan
    69 out of 100 matchContact sales
  2. Financial infrastructure for the internet

    Covers 6 of 6 key features.

    68 out of 100 matchUsage-based
  3. One platform to accept payments, manage money, and access funding

    Covers 6 of 6 key features and has a free plan.

    Free plan
    67 out of 100 match$9/mo
  4. Cross-border payment platform for businesses, marketplaces, sellers, and freelancers.

    Covers 4 of 6 key features.

    67 out of 100 matchUsage-based
  5. Payment gateway and merchant account provider for online and in-person payments.

    Covers 5 of 6 key features.

    66 out of 100 match$25/mo
  6. The all-in-one super app for crypto

    Covers 3 of 6 key features, has a free plan and is open source.

    Free planOpen source
    66 out of 100 matchFree
  7. Payments platform for the Philippines, with storefront, payment links and checkout

    Covers 6 of 6 key features and has a free plan.

    Free plan
    66 out of 100 match$9/mo
  8. Global payments and financial platform for businesses (EU site)

    Covers 5 of 6 key features and has a free plan.

    Free plan
    64 out of 100 matchContact sales
  9. Merchant of record for software companies

    Covers 5 of 6 key features.

    64 out of 100 matchUsage-based
  10. Online payments for small businesses and platforms

    Covers 0 of 6 key features and has a free plan.

    Free plan
    64 out of 100 matchContact sales
  11. Secure & Fast UPI Payments, Recharge Mobile & Pay Bills

    Covers 1 of 6 key features.

    64 out of 100 matchFree
  12. Online payment service for ecommerce checkout

    Covers 1 of 6 key features.

    64 out of 100 match—