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Razorpay

Payments, banking, payroll and credit platform for businesses in India

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Razorpay is an Indian financial technology platform that brings payment acceptance, business banking, payroll, payouts and credit into one system for merchants, startups and enterprises. It addresses the need to collect and disburse money through a single set of developer-friendly APIs and integrations, covering online, in-store and cross-border transactions.

The platform includes Payment Gateway, Payment Pages, Payment Links, Payment Buttons, Razorpay POS, QR Codes, Subscriptions, Smart Collect, Optimizer and Instant Settlements. Payouts are handled through API & Bulk Payouts, Source to Pay, Payout Links and Tax Payments. RazorpayX adds current accounts, escrow accounts, forex management, accounting integrations, payroll for startups, chartered accountants and enterprises, and corporate cards. AI-oriented tools include Agentic Payments, Agent Studio and payment nodes for n8n, Replit and Vercel workflows. Integrations cover web, Android, iOS, React Native, Flutter, WooCommerce, Magento, Shopify, WordPress, PHP, Ruby, Python, .NET, Node.js, Java and Go.

Razorpay is aimed at businesses that need to accept, process and disburse payments, manage payroll and compliance, or access banking and credit services. Pricing is pay-as-you-go with no setup or annual maintenance fees, and a payment gateway fee applies to successful transactions. Funded startups and businesses above a monthly revenue threshold can request custom pricing, while payroll subscriptions are available on a subscription basis.

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