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PayMongo

Payments platform for the Philippines, with storefront, payment links and checkout

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PayMongo is a payments and commerce platform for businesses in the Philippines, covering payment acceptance through cards, e-wallets, QR Ph, online banking, and buy-now-pay-later options. It also provides tools for selling online and in person, including payment links, a storefront builder, invoices, and QR order-and-pay. Outside the Philippines, PayMongo states it does not hold funds; customers connect to their own payment provider, which processes transactions and handles settlement.

Core capabilities include a hosted checkout, payment links, a storefront builder, itemized invoices, QR-based ordering and payment, fraud detection, and an in-product support agent. The platform also offers wallets, payouts, ledgers, instant settlement, financing, and payment-splitting tools for platforms and enterprises. Security features include real-time fraud screening, 3D Secure, multi-factor authentication, customizable risk thresholds, and PCI DSS Level 1 compliance.

PayMongo is built for small businesses, creators, coaches, restaurants, and platforms needing flexible payment infrastructure. The storefront product offers a free plan with no platform fee, alongside paid tiers that add custom domains, unlimited products, team seats, and priority support. Payment processing is charged by the connected provider at its published rates. A custom package is available for businesses with large payment volume or unique models.

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