MangoPay

Mangopay provides wallet-based payment infrastructure for enterprise platforms and marketplaces that need to manage multi-party payment flows. Its wallet model lets platforms create wallets for users, attach virtual IBANs, and hold multiple currencies, supporting use cases such as collection, escrow, loyalty, refund, and treasury wallets. This structure is designed to handle payment splits, reconciliation, and payouts within a single integration.

The product suite covers pay-in with 30+ payment methods, wallet management, FX with spot and guaranteed conversion across 20+ wallet currencies, identity verification for individuals and businesses in 190+ countries, fraud prevention using customizable machine learning models with real-time risk recommendations, and payouts with local settlement in 30+ countries. Integration is available through an API, hosted options, a dashboard, and prebuilt components, with Echo connecting payments from other PSPs into a unified flow.

Mangopay targets product marketplaces, financial platforms, on-demand services, travel and hospitality, SaaS, and crypto platforms. Pricing is usage-based and tiered by transaction volume, with costs varying by the products activated and payment flows required; there is no free plan or public fixed tiers. Enterprise and integration support are included, and quotes are provided through direct contact.