Lendflow
Embedded credit infrastructure connecting brands and lenders with AI-driven decisioning
Lendflow provides modular infrastructure for embedded lending, helping brands offer credit to their customers and lenders reach applicants through existing technology platforms. The platform is organized into three products: Lendflow Connect for building and managing lending partnerships, Lendflow Intelligence for credit decisioning and analytics, and Lendflow Automate for AI-powered operations and borrower communication.
Connect includes customer acquisition tools, a borrower platform, a Second Look Marketplace, and a branded capital access marketplace, delivered through widgets, landing pages, and a unified API. Intelligence offers a credit decisioning and waterfall engine, an open data repository, an analytics engine, and data enrichment. Automate provides AI agents for industry mapping, document analysis, trust scoring, voice interaction, chat, and email inbox management. Supported financing types include term loans, purchase of receivables, invoice factoring, MCAs, equipment financing, SBA loans, and lines of credit.
Lendflow is built for lenders, brands, and brokers. Pricing is structured per product: Connect is offered on a revenue-share or transaction-fee basis, Intelligence is priced per module with a software fee, and Automate uses pay-as-you-go or bundled pricing based on agent usage with volume discounts and monthly billing or pre-payment options.
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