Slope

Slope is a B2B payments and credit infrastructure platform for enterprise companies, wholesalers, platforms, and marketplaces. It enables businesses to accept online payments, offer flexible payment terms such as net terms and installments, and automate order-to-cash processes through software and APIs. The platform also addresses lending programs, offering an embedded line of credit solution and SlopeScore, a cash flow risk score built from transaction-level financials.

Key capabilities include embedded capital use cases such as lines of credit, checkout financing, and purchase order financing, alongside SlopeScore features like transaction enrichment, cash flow risk scoring, instant financial reconstruction, entity resolution, continuous monitoring, and automated data ingestion. Slope's Slope Transformer model interprets SMB bank transaction data to generate credit-grade attributes and scores. Integration is available through an API, CSV/SFTP options, file upload, and direct ERP integration, with no-code and low-code options also offered.

Slope targets B2B wholesalers, manufacturers, distributors, marketplaces, vertical SaaS providers, neobanks, fintechs, and lenders. Business-purpose loans are made by Lead Bank and subject to credit approval, with application requirements, minimum revenue and business requirements, and a possible personal guaranty. Fees vary based on risk assessment and loan term.