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Belvo

Open finance data and payments platform for Latin America

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Belvo is an open finance API platform for financial companies in Latin America, connecting to customers' banking, employment and fiscal data to support credit decisions, onboarding, and account-to-account payments. It addresses the complexity of accessing and interpreting financial data across institutions in the region.

Key capabilities include Banking data access with categorization, income verification, recurring expense detection, and risk insights powered by machine learning and AI models. Payment modules cover Direct Debit, Biometric Payments, and Smart Transfers for Pix. The platform offers MCP servers for AI-assisted integration, a no-code Analytics solution, and a customizable Connect Widget. Security features include ISO 27001 and PCI DSS Level 1 compliance, end-to-end encryption, and granular data retention controls.

Belvo serves startups through enterprises. Plans include a free Sandbox for testing, a Launch plan for first projects, and a Growth plan with custom pricing. Production access requires a paid plan, with volume-based discounts available.

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