Fundbox

Fundbox provides embedded business financing infrastructure for platforms, allowing them to offer capital products to their small business customers without building or operating the underlying lending infrastructure themselves. The company can manage programs end-to-end, covering UX, underwriting, credit decisioning, capital markets, compliance, legal, origination, repayments, servicing, and customer support. Platforms do not need to supply their own capital or take on credit risk, though Fundbox can support structures where partners use their own capital.

The product suite spans multiple capital products across the cash-flow cycle, including Line of Credit, Term Loan, Invoice Financing, Revenue Based Financing, Purchase Financing, and SMB Card. Integration is handled through modular APIs and configurable, white-labeled technology, letting partners embed the full customer journey from prequalification through account management or select individual components. Underwriting is largely automated, and AI/ML-driven decisioning supports credit policy and collections operations.

Fundbox is built for platforms seeking to launch or expand an embedded capital offering for their small business customers. Partners can begin with a single product and add others over time without separate integrations. Packaging is structured around partner programs rather than self-serve plans; no free tier, trial, or seat-based pricing is indicated on the pages.