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Fintoc

Payment platform and API for businesses in Chile

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Fintoc is a payment platform for receiving online payments, collecting recurring revenue, and managing collections. It provides a checkout that supports multiple payment methods, subscription plans, and automated collection workflows, with an API for connecting to banks, payment methods, ERP, CRM, and internal systems.

Key capabilities include a unified checkout, automatic payment-method selection based on performance, cost, or availability, subscription management, retry and reminder logic, and AI agents for support, collections, and recovering incomplete payments. Business Accounts offer an agent-operated company account with identified payments, rules, and automatic disbursement. The platform also emphasizes security and compliance, including PCI DSS Level 1 certification.

Fintoc is aimed at businesses that need to accept online payments and manage recurring billing and collections at scale. The homepage directs users to contact sales for access, and does not state a free plan, trial, or specific pricing model.

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