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Adyen

One platform for payments, data, and financial products, built for large businesses.

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Adyen is a financial technology platform for enterprises that brings payment processing, data insights, and financial products together on one stack. It addresses the need to accept payments, settle funds, and move money across a business through a single integration, with banking licenses in the US, UK, and EU. The platform supports multiple use cases and channels, including online payments, in-person payments, payouts, and embedded finance.

Core capabilities include payment acceptance, global payouts, flexible settlement in different currencies, and financial products such as accounts, card issuing, and capital. The platform offers data insights, conversion and fraud optimizations, and payment cost management. It supports 150+ currencies and 200+ local payment methods, with an interchange++ pricing model that tracks interchange and scheme fees at the transaction level. Adyen for Platforms serves marketplaces and platforms, while embedded finance lets businesses offer payments and financial products under their own brand.

Adyen is aimed at global enterprises across industries including retail, travel and hospitality, digital media, SaaS, food and beverage, and financial services. Pricing is transaction-based, combining a fixed processing fee with a fee determined by the payment method. There are no setup, monthly, integration, or closure fees, though a minimum invoice may apply depending on industry or business model. Custom pricing is available, and other Adyen products are priced separately.

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