Skip to content
whatismyalternative

SDK.finance

The software foundation for fintech and payment products

Visit SDK.finance

SDK.finance is a modular FinTech transaction platform and standalone general ledger for building payment and banking products. The transaction platform provides accounts, wallets, payment workflows, and back-office operations, while the general ledger converts real-time business events into double-entry journal entries based on configured accounting policies.

The platform includes client onboarding with KYC/KYB document collection and verification, currency and digital asset management, payments and transactions, card issuance and management, cash desk operations, AML and anti-fraud controls, a built-in CRM with in-app chat, revenue management with configurable fees and limits, reconciliation tools, open banking via SaltEdge, and merchant services. It offers a back-office admin panel, a merchant portal, an API layer, and white-label iOS and Android apps. Integrations cover payment rails, IBAN infrastructure, card issuing, payment gateways, currency exchange, KYC/KYB, AML, sanctions checks, and crypto services.

SDK.finance is aimed at banks, FinTech companies, PSPs, EMIs, crypto firms, marketplaces, super apps, telecom providers, and other enterprises. It is available as a managed SaaS with isolated data hosting and automatic updates, or as a source-code license for self-hosting with full control over deployment and customization. SaaS pricing and tailored source-code quotes are available on request.

12 alternatives to SDK.finance

Ranked by how well each tool replaces SDK.finance: shared features, audience, price and popularity.

  1. Fiserv

    Financial services technology, mobile banking, payments

    Covers 7 of 15 key features.

    67 out of 100 matchContact sales

  2. Adyen

    One platform for payments, data, and financial products, built for large businesses.

    Covers 4 of 15 key features.

    63 out of 100 matchUsage-based

  3. Fundbox

    Embedded business financing infrastructure for platforms, with APIs and program management

    Covers 8 of 15 key features.

    62 out of 100 match—

  4. Fintoc

    Payment platform and API for businesses in Chile

    Covers 9 of 15 key features.

    62 out of 100 match—

  5. Lisk

    Modern money, one workspace

    Covers 5 of 15 key features.

    61 out of 100 match—

  6. sFOX

    The Institutional Crypto Engine

    Covers 7 of 15 key features.

    61 out of 100 match—

  7. Signifyd

    Protect every commerce decision from login to returns

    Covers 6 of 15 key features.

    61 out of 100 matchContact sales

  8. Formance

    Open Source Infrastructure for the Financial Internet

    Covers 6 of 15 key features, has a free plan and is open source.

    Free planOpen source
    61 out of 100 matchUsage-based

  9. FIS (Fidelity Information Services)

    Fintech for bold ideas

    Covers 1 of 15 key features.

    61 out of 100 matchUsage-based

  10. Chain

    Infrastructure powering stablecoin payments at scale.

    Covers 5 of 15 key features.

    60 out of 100 match—

  11. Hyperswitch

    Open-source payment orchestration platform built by Juspay

    Covers 9 of 15 key features, has a free plan and is open source.

    Free planOpen source
    60 out of 100 matchContact sales

  12. Airwallex

    Global payments and financial platform for businesses (EU site)

    Covers 2 of 15 key features and has a free plan.

    Free plan
    60 out of 100 matchContact sales