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Spade

The data & AI platform for modern finance

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Spade is a data and AI platform for financial institutions that turns inconsistent transaction streams into structured, verified records. It addresses the difficulty of working with merchant names that do not match, categories that vary by payment rail, and cryptic transaction strings, providing merchant and location context for authorizations, rewards, analytics, and customer-facing experiences.

The platform offers real-time transaction enrichment through an API, with modules for Risk & Authorization, Rewards & Attribution, Analytics & AI, and User Experience. It supports AI agents and provides consistent merchant context across cards, transfers, and third-party sources. Security features include encryption in transit and at rest, SOC 2 certification, penetration testing, and vulnerability scanning. The platform is available for fintechs, banks, and AI companies, with usage-based plans in Essentials, Advanced, and Enterprise editions.

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