Raiz

Raiz is an Australian saving and investing app that automates investing through round-up investments, which invest spare change from purchases to the nearest dollar, as well as recurring daily, weekly, or monthly top-ups and one-off lump sums. It also offers a savings goal feature and lets users invest, withdraw, and switch portfolios without additional fees.

Users can choose from five ready-made Standard portfolios ranging from Conservative to Aggressive, or themed options including Emerald (socially responsible), Sapphire (with a 5% bitcoin allocation), and Property (with a 30% allocation to the Raiz Property Fund). The Plus edition lets users build a custom portfolio from ETFs, ASX-listed stocks, bitcoin, and the Raiz Property Fund, and set personalized goals with Raiz Jars. Additional offerings include Raiz Kids accounts, Raiz Rewards shopping, Raiz Invest Super, and SMSF investing. The app is secured with 256-bit encryption, multi-factor authentication, automatic logouts, and ID verification. Raiz Invest Limited is an ASX-listed company regulated by ASIC, with assets held in custody by Perpetual Corporate Trust, Sandhurst Trustees, and Gemini.