Chip
Save And Invest All In One Place
Chip is a UK investing and savings app that brings savings accounts, ISAs, a self-invested personal pension and investment funds into one mobile platform. It is designed for people who want to manage long-term wealth through a combination of cash savings and investments, with tools to help them plan and learn about personal finance.
The app offers a Smart Cash ISA, a Prize Savings Account, Instant Access and Easy Access savings accounts, alongside a Stocks & Shares ISA, a SIPP and a General Investment Account. Investment options include funds from providers such as Vanguard, iShares, HSBC, Invesco, WisdomTree and VanEck, covering index trackers, sector funds, physical gold and AI-related funds. The platform also provides financial calculators, guides on investing, savings and pensions, and resources on fraud protection and account security.
Chip is available through the App Store and Google Play. It offers a free Basic plan and a paid ChipX membership, which includes a 28-day free trial and is billed in 28-day cycles, either monthly or annually. The Basic plan charges a platform fee on investments, while ChipX removes that fee and provides access to a wider range of funds.
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