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Fidalo

A local-first personal finance tool for tracking net worth and budgets.

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Fidalo is a personal finance application that runs entirely in the user's browser (local-first). It consolidates net worth, budgets, investments, and carbon impact without requiring any bank account connection. Users enter amounts manually or import PDF/CSV statements. The app provides Monte Carlo simulations, stress tests, portfolio composition analysis (by sector, country, currency, ISIN), and a financial coach that flags saturated savings accounts, idle cash, and real returns. It supports multi-user household tracking and exports data in an open format (Asset Notation). All data stays on the user's device; backups are encrypted (AES-256). The app is free and bilingual (French and English).

12 alternatives to Fidalo

Ranked by how well each tool replaces Fidalo: shared features, audience, price and popularity.

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