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Quiltt

Unified open banking API platform providing access to financial data providers through a

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Quiltt is an open banking API platform that gives teams access to financial data from multiple aggregators and enrichment providers through one integration and one contract. It addresses the technical and operational complexity of maintaining separate provider connections, contracts, and data formats. The platform supports account aggregation, transaction enrichment, and user onboarding through the Quiltt Connector, with automatic routing to the provider best suited to a user's bank.

Core capabilities include Profiles, Connections, Accounts, Balances, Statements, and Transactions, exposed through GraphQL and REST APIs. Enrichment providers categorize transactions and identify spending patterns. The Quiltt Connector handles secure authentication and account linking, with SDKs for HTML, React, React Native, Flutter, iOS, and Android. Named aggregator partners include MX, Finicity, and Akoya. Webhooks, custom metadata, and remote data access are also supported.

Quiltt is aimed at solo builders, startups, and enterprise teams building personal financial management, B2B underwriting, and B2C underwriting products. Pricing is packaged in four editions: Builder, Startup, Scale, and Enterprise. Builder is a month-to-month subscription with one aggregator and one enrichment provider included, plus a monthly active user allowance. Startup and Scale require annual commitments and include unlimited aggregators and enrichment providers with usage credits; Scale adds discounted overage rates, Slack support, and dedicated onboarding. Enterprise uses volume-based pricing with negotiated contracts. Quiltt states it has achieved SOC 2 Type 2 compliance for its Unified API.

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