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Palla

The platform for instant cross-border P2P payments. Built for Fintechs and FIs.

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Palla is a regulated payments platform for cross-border peer-to-peer money movement, addressing the latency and cost of correspondent banking chains by routing transfers through a single API across live corridors in the Americas. It handles FX, KYC, rail routing, and partner banking on behalf of the institutions shipping the experience.

Delivery options include APIs with typed SDKs (Node, Python, Go, Ruby, Swift/Kotlin), webhooks with HMAC signing, a white-label web send app, and embeddable components available as React, Vue, Web Components, or iframes. Components cover Payment Links, Transfer Connections, Transfer Profiles, an FX Calculator, History, and Receipts. Funding and payout rails include cards, ACH, RTP, SPEI, and local bank rails. Compliance features include KYC tiers, sanctions screening, transaction monitoring, SAR filing, and reporting dashboards, with SOC 2 Type II, PCI DSS, and GDPR/CCPA certifications.

Palla serves banks, fintechs, marketplaces, and enterprises. It is packaged as four pillars under one contract: embedded APIs, a white-label web app, funding and payout rails, and compliance plus reporting. A sandbox with pre-funded corridors is available for development.

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