Ontop
Ontop
Ontop is financial infrastructure for companies that hire, manage, and pay contractors internationally, paired with a Global Account that lets workers receive, move, and spend money across borders. It addresses the operational side of global contractor work—onboarding, contracts, compliance, and cross-border payouts—without requiring an employer-of-record arrangement.
The platform covers hiring, payments, and contractor management in one workflow. Companies can run payroll across more than 150 countries with multi-currency payouts, automate contracts, tax forms, and local labor law compliance, and use an AskAI contract agent. Contractors receive a Global Account with a card, instant payouts, stablecoin support, early pay, bill payments, and investment options.
Ontop is aimed at companies building contractor-based teams, from startups to enterprises, as well as freelancers receiving payments. It is packaged as a Contractor of Record subscription starting at a monthly rate, with volume-based discounts and custom plans for larger hiring volumes; pricing varies by conditions and total number of workers.
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