Meru
A global dollar-denominated account for receiving, saving, spending and sending money from
Meru is a mobile financial account for users in Latin America that combines dollar and euro balances with crypto access. It provides a personal US account and routing number and a European IBAN, allowing users to receive ACH, Wire, and SEPA transfers, accept payments from platforms, and manage personal and business accounts in one app.
Features include instant transfers, QR payments, a physical and virtual Visa card with controls, and deposits via bank transfer, PIX, and cryptocurrency. The app also offers DeFi investments with real-time performance tracking, self-custody access to Bitcoin, Ethereum, and other tokens, and cash withdrawals through MoneyGram. Accounts are opened with a national ID directly from a phone.
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