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bunq

Bank of The Free

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bunq is a mobile bank founded in 2012 and launched publicly in 2015, offering personal and business accounts, cards, savings, crypto and stock investing, and travel features through a single app. Deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme.

The app includes Money Pockets for budgeting, each with its own IBAN, plus notifications and insights, savings with Auto Round Up, crypto trading through Kraken, stock investing through Ginmon, and travel features such as eSIM installation and travel insurance on eligible trips. Security features include an in-app SOS hotline, card and account freezing, IBAN Name Check, Safety Shield, and remote-access detection.

bunq serves personal users, students, couples, parents, expats, and businesses. It offers a free student plan for eligible university students aged 25 or under in select European countries, a 30-day free trial, and a bunq Elite edition with additional travel benefits.

12 alternatives to bunq

Ranked by how well each tool replaces bunq: shared features, audience, price and popularity.

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