BharatX
BNPL Which Just Works. Get new orders & bump sales by ↑ 15% Enable Your_Brand_name Pay In
BharatX is a white-label Buy-Now-Pay-Later platform that enables consumer brands to offer installment payment options to their customers. It supports Pay in 3, Pay in X EMIs, and Postpaid, and is designed to help merchants increase order volume and average order value by making purchases more affordable. The platform handles credit risk on behalf of merchants, so they are not exposed to defaults or delinquencies.
Key capabilities include T+1 settlements, which provide upfront payment to merchants, and instant integration through a Shopify plugin or direct APIs for apps and custom websites. The platform integrates with major payment gateways and uses Account Aggregator-based technology for real-time approvals. The sign-up journey requires only a single OTP with no document uploads. Merchants can white-label the experience under their own brand name.
BharatX is aimed at consumer brands, D2C businesses, and apps across categories such as fashion, electronics, home and living, healthcare, education, ride-hailing, and food and grocery delivery. The platform is offered through a Shopify plugin or API integration, with white-label branding available.
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