Vanguard

Vanguard is an investment company founded in 1975 that provides mutual funds, ETFs, stocks, CDs, bonds, money market funds, IRAs, 529 savings plans, cash management, and advisory services. It addresses the need for a broad range of investment products and financial planning support in one place, from everyday savings to retirement and education planning.

Key offerings include Vanguard Cash Plus, a cash management option with a Bank Sweep Program, and advisory services that combine robo-advisory through Vanguard Digital Advisor with human advisor support. Estate planning is available to investors holding $5 million or more in Vanguard funds or ETFs. The platform provides resources such as tax forms and FAQs, market summaries updated every 15 minutes, and educational articles. Advice services are provided by Vanguard Advisers, Inc. and Vanguard National Trust Company, with management, fees, eligibility, and advisor access varying by service selected.

Vanguard serves individual investors across a range of financial goals, including retirement preparation, emergency savings, education funding, and estate planning. Accounts can be opened online, and the company offers both self-directed investing and managed advisory options.