Rotessa

Rotessa is online software for scheduling and withdrawing single or recurring payments directly from customers' bank accounts in Canada and the United States. It uses pre-authorized debits (ACH and EFT), letting businesses control when funds are withdrawn rather than waiting for customers to initiate payment. It integrates with QuickBooks Online, Xero and Zapier, and offers an API for developers.

Features include one-time and recurring payment schedules, multiple users with permissions, CSV imports, an authorization tool, a settlement report, and statement descriptors with your business name. Integrations connect QuickBooks Online and Xero invoices, while Zapier links to over 1,000 apps. PAD and ACH form generators are available as tools.

Rotessa is aimed at small businesses across industries including property management, financial services, schools and childcare, health services, professional services, and non-profits, as well as accountants and bookkeepers. A free account is available with no payment required until the first payment is processed, and there are no setup or cancellation fees. Pricing is tiered by monthly transaction volume, with per-transaction rates for higher volumes and custom pricing for large needs; additional fees apply for NSF or stopped payments and online bank authentication.