Prospa
Banking for businesses shaping tomorrow
Prospa is a fintech platform providing business banking for Nigerian SMEs, addressing the need to hold funds, move money, access credit and control spending from a single account opened in the company's name. It is licensed and regulated in each jurisdiction where it operates, with funds held under applicable deposit insurance and financial regulations.
Core capabilities include business accounts and payments (transfers, cash deposits and international payments where regulatory requirements are met), credit based on business activity and transaction history, physical and virtual expense cards with spending limits and real-time tracking, and spend management covering approvals, sub-accounts, vendor and employee management. Payroll, collections, multi-business dashboards and APIs for embedded flows are also available, and a dashboard demo can be explored without signing up.
Prospa is aimed at African businesses running payroll, managing multiple accounts or moving significant volumes, including operators running several registered businesses from one dashboard. Account applications are started online and reviewed individually before an invitation to onboard. The pages do not state specific plan tiers, seat-based or usage-based pricing, or a free trial.
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