Prodigal
The AI agent for loan servicing and collections
Prodigal is an AI platform for consumer finance that combines AI agents, automation, and insights to support loan servicing and debt collections, with a focus on recovering payments while maintaining compliance. It operates across voice and digital channels, running continuously, and is designed to integrate with existing operations.
The platform is organized around PIE (Prodigal Intelligence Engine), an intelligence layer that connects its applications. These include proAgent, an AI agent for end-to-end collections operations; proCollect, for orchestrating digital strategy; proScore, which draws on interactions and consumer attributes; proPay, a self-serve payment portal; proInsight for QA automation, scorecards, and revenue insights; proNotes for real-time standardized notes; and proAssist for dynamic agent prompts. Additional capabilities include propensity-to-pay scoring, speech analytics, and agentic workflows for QA and training.
Prodigal serves teams in auto finance, collections, healthcare RCM, and lending. The pages describe solution explainer calls for evaluation but do not specify a free plan, trial, or pricing model.
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