Privacy.com
Privacy and security built into your payments.
Privacy.com is a virtual card service for online and phone purchases. It generates unique card numbers that mask a user's underlying credit or debit card details, reducing exposure to data breaches and fraud. Cards can be configured with spend limits, locked to a specific merchant, set for single-use, or paused and closed at any time. The service is available to US citizens or legal residents aged 18 and older with a checking account at a US bank or credit union.
Features include merchant-locked and single-use cards, spend limits on a transaction, monthly, annual, or total basis, category-locked cards, card sharing, card notes, API access, and Everywhere Cards usable at multiple merchants accepting contactless pay. Privacy is PCI-DSS compliant, ISO 27001 compliant, and SOC 1 and SOC 2 Type 2 certified. It is part of Lithic, which provides card issuing and payments infrastructure.
Privacy is packaged as a free Personal plan with a monthly card creation limit, alongside paid Plus, Pro, and Premium tiers that raise that limit and add features such as API access, Everywhere Cards, and cashback on qualifying purchases. Paid plans are available with monthly or annual billing, and Premium is positioned for small businesses.
12 alternatives to Privacy.com
Ranked by how well each tool replaces Privacy.com: shared features, audience, price and popularity.
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