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GoBank

Online checking account with mobile and online banking.

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GoBank is a mobile and online banking service that provides checking accounts paired with a personalized debit card. It addresses everyday money management needs by combining account access with tools for saving and budgeting.

Key capabilities include ASAP Direct Deposit for early pay availability, a free ATM network, cash deposits at participating retailers, mobile check deposit, and bill pay. Budgeting features include a budget builder, the Fortune Teller advice tool, and the Vault savings feature. The service is available through a mobile app for iOS and Android devices.

GoBank is aimed at individuals seeking a mobile-first checking account with budgeting support. A personalized debit card is required for some features, and a monthly fee applies, which can be waived when qualifying direct deposits meet the stated threshold. Limits and fees apply to certain ATM withdrawals and cash deposits.

12 alternatives to GoBank

Ranked by how well each tool replaces GoBank: shared features, audience, price and popularity.

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  9. Starling Bank

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