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Cleva

Global payments without borders

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Cleva is a financial service that provides USD, GBP, and EUR accounts for receiving, holding, and converting money internationally. It addresses the need to get paid by global platforms, clients, and employers, convert funds to local currency, and transfer money to local banks. Funds are processed by licensed U.S.-based financial partners, and Cleva is registered as a Money Service Business with FinCEN.

Features include a multi-currency account, a virtual USD card for online spending, USD savings with annual rewards held in Cleva Pots, currency conversion, local transfers, and a Cleva Points program redeemable for USD, data, and electricity. It supports deposits via ACH, FedNow, wire, FPS, SEPA, debit card, and USDT/USDC, with integrations for platforms such as Upwork, PayPal, Wise, and Payoneer.

Cleva is available for both personal and business use, with accounts opened in an individual or business name. Sign-up is free and requires identity verification. Fees vary by deposit type, with some payment methods free and others charged a percentage or fixed amount.

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