850ai
Consumer-operated AI credit software that analyzes three-bureau credit reports and drafts,
850ai is consumer-operated AI credit software. It analyzes credit reports across all three bureaus — Equifax, Experian, and TransUnion — identifies errors, duplicate collections, and unverifiable negative items, and drafts dispute letters tailored to each account. The consumer reviews and can edit every letter. Nothing is mailed until you click send on a letter or Deploy on a prepared batch. Mailing is fulfilled by 850mail, a digital USPS mailing service, at published page-based rates. On the Auto plan, rounds are prepared automatically: monthly report pulls, new-item detection, letter drafting, response interpretation, and the next escalation. Mail is included, but you still click Deploy before anything is sent.
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