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Treasury Prime

The bank network behind embedded finance

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Treasury Prime is an embedded banking platform that connects fintechs with a network of partner banks through a single API integration. It addresses the challenge of building separate bank integrations for deposits, accounts, and payments, and the risk of a fintech program becoming stranded when a single sponsor bank's risk stance changes. The platform also operates a marketplace that matches fintech programs with banks whose risk appetite and product capabilities fit.

The platform provides REST APIs, a sandbox, simulations, webhooks, and a Postman workspace for developers. Core capabilities include a real-time ledger, payment rails with a direct Fed connection, program oversight, audit trails, and reconciliation. Account models include Core Direct, Virtual Ledger, and Prime Core New, with add-ons such as deposit features, Prime Data for reporting, Prime Banking for branded online banking, and Payment Hub. Banks use Find a Fintech to source vetted programs, while fintechs use Find a Bank to connect with partner banks.

Treasury Prime serves both fintechs launching banking products and banks running fintech programs. It is packaged around a sandbox for evaluation, with programs structured around account models and stackable add-ons rather than stated seat-based or usage-based pricing.

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