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Root Insurance

Car insurance made simple.

Visit Root Insurance

Root Insurance is a car insurance provider that prices rates primarily on driving behavior. Drivers download the Root app and drive normally for a few weeks; the app uses smartphone sensors to gather and analyze driving data, after which a quote is issued based largely on how the driver drove. Coverage availability varies by state.

The app also serves as the hub for policy management, letting customers access insurance information and handle policy tasks on their phone. Claims can be filed in the app with photo and information uploads, and an optional Roadside Assistance add-on covers towing, jump starts, lockouts, and similar services. A referral program offers reward offers when a referred friend takes the test drive and gets a quote.

Root is aimed at drivers seeking rates tied to their driving habits, with coverage offered across a range of U.S. states. The process is app-based: download, drive for a few weeks, then receive a quote. The pages do not specify plan tiers, trials, or pricing structure.

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