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Risklytics

Commercial insurance for robots, autonomy and hardware in the field

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Risklytics is a commercial insurance brokerage for companies building robotics, autonomous vehicles, drones, space hardware and other physical-world technology. It addresses the gap between policies written for operations with a person at the controls and autonomous systems already in commercial use, which can slow purchasing and lead to denied claims. The company places policies through insurers that cover autonomy explicitly, reads the policies itself, and manages the placement through binding.

Applications can be drafted from a plain-English description of the business or generated from the company's website, with a licensed broker on the file throughout. Placement updates are delivered via Slack and email, and a phone call option lets an expert complete the application with the customer. Coverage lines include general liability, cyber liability, professional liability (Tech E&O), directors and officers, commercial property, equipment (inland marine), workers' compensation, intellectual property, space, and umbrella. The brokerage operates as Risklytics Insurance Services, a licensed producer.

Risklytics serves companies across robotics, AI software, hardware, drones, autonomy, space and defense. There is no broker fee beyond the premium; commission is paid by the carrier out of the premium, and premiums are set by carrier underwriters rather than published rates.

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