Skip to content
whatismyalternative

Payna

AI licensing and compliance for regulated companies

Visit Payna

Payna is a regulatory technology platform that manages state licensing and compliance for regulated companies and their licensed employees across all 50 US states. It addresses the problem of tracking state-by-state license applications, renewals, and individual credentials across fragmented forms, portals, and deadlines, replacing manual spreadsheet tracking with a single system of record.

The platform is organized into four products: Apply for new state license applications, Seats for per-person licensing through NMLS (MU4 filings, sponsorships, CE) and NIPR (adjusters and producers), Maintain for ongoing renewals, amendments, call reports, and exam preparation, and API for programmatic access to license status and sponsorship data. AI features draft applications and renewals, with human review before submission. The platform includes role-based access control, multi-factor authentication, tenant isolation, and an immutable audit log, and is SOC 2 Type I and Type II compliant.

Payna serves mortgage, insurance, lending, collections, fintech, crypto, and money transmitter companies. It is offered through a demo-based process, with no free plan, trial, or published pricing details on these pages.

12 alternatives to Payna

Ranked by how well each tool replaces Payna: shared features, audience, price and popularity.

  1. Simplify Sustainability Performance, Reporting & Risk

    Covers 3 of 15 key features and has a free plan.

    Free plan
    60 out of 100 match$491.67/mo
  2. AI Risk Intelligence

    Covers 2 of 15 key features and has a free plan.

    Free plan
    59 out of 100 matchFree
  3. HIPAA compliance software with AI-assisted policies, risk assessments, training, and vend

    Covers 3 of 15 key features.

    59 out of 100 match$199/mo
  4. Check if your email has been exposed in a data breach.

    Covers 1 of 15 key features and has a free plan.

    Free plan
    58 out of 100 match$4.39/mo
  5. Digital communications governance and archiving.

    Covers 3 of 15 key features.

    58 out of 100 match—
  6. AI agents that automate KYC and AML workflows for fintechs and banks.

    Covers 3 of 15 key features.

    58 out of 100 match—
  7. Healthcare compliance platform covering workforce compliance, risk assessment, incident mg

    Covers 4 of 15 key features.

    58 out of 100 matchContact sales
  8. The GRC platform that gets work done.

    Covers 3 of 15 key features and has a free plan.

    Free plan
    57 out of 100 matchContact sales
  9. Automated compliance and trust platform covering SOC 2, HIPAA, ISO 27001, PCI, GDPR, and 3

    Covers 1 of 15 key features.

    57 out of 100 matchContact sales
  10. Make Governance Work at the Speed and Scale of AI

    Covers 1 of 15 key features.

    57 out of 100 matchContact sales
  11. AI-Powered Data Risk Management Platform

    Covers 3 of 15 key features.

    57 out of 100 match—
  12. The AI operating system for financial crime compliance.

    Covers 2 of 15 key features.

    57 out of 100 match—