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OneFin

One stop fintech software for banks and NBFCs, powered by AI

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OneFin provides lending software for banks and NBFCs, covering loan origination, loan management, collections, and accounting in a single platform. The modules are integrated with each other and can be adopted individually or together, addressing the need to run sourcing, underwriting, disbursal, servicing, and reconciliation on shared data. Low-code configuration lets teams set workflows, rules, and steps by product, partner, or program without extensive code changes.

The platform includes a multi-channel sourcing module, business rules engine, KYC, disbursals, NACH, accounting, banking reconciliation, and a customer portal, alongside an API suite and more than 70 external integrations covering bureaus, anti-fraud tools, KYC providers, SMS gateways, eNach, eSign, banking APIs, payment gateways, and accounting systems. AI features include multilingual loan journeys in 11 Indian languages, document extraction and annotation using an LLM, ECL computation for Ind AS 109, an early warning score, an analytics engine, cloud monitoring, and an API integrator. The platform is ISO 27001:2022 certified.

OneFin is built for banks and NBFCs managing lending operations end to end. It is delivered as a SaaS product on a multi-tenant architecture; the pages describe a demo request rather than a free plan, trial, or specific editions, and do not state seat-based or usage-based packaging.

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