IRBC

IRBC is a financial platform for businesses and their founders operating internationally, bringing banking accounts, cards, payments, invoicing, accounting sync and treasury into a single place. It addresses the need to manage money across multiple currencies and markets without separate tools for each function.

Core capabilities include local USD, EUR, GBP and MXN checking accounts with no minimums, physical and virtual VISA credit cards with team spending controls, payments to key markets, invoicing that receives customer payments directly into an account, automatic categorization and sync with QuickBooks, and IRBC Treasury, which provides a stated yearly yield of up to 2% for balances held with the platform. Security features include AES-256 encryption for data at rest, TLS 1.3 for data in transit, multi-factor authentication, biometric verification, role-based access controls, 24/7 automated threat detection with human security analysts, third-party audits, penetration testing, and a 72-hour incident notification guarantee.

Access is available by requesting access through the platform. The pages do not state specific pricing, plan tiers, or seat-based or usage-based packaging.