Coverage Cat
Compare home and umbrella insurance
Coverage Cat is a licensed insurance brokerage that lets consumers compare home, umbrella, auto, and renters coverage online. It addresses the difficulty of gathering and comparing insurance options by pairing AI-guided intake with a licensed brokerage team, so shoppers can estimate premiums, review price ranges, and compare carrier options in one place. The platform also offers an Agent API for developers who want to drive the same comparison flow programmatically.
Key capabilities include a home insurance calculator, an umbrella insurance calculator, carrier price comparison, a homeowners agent finder by city, and file-a-claim guidance. The Agent API provides OpenAPI specifications, skill documentation, sandbox notes, delegated workflow guides, and public agent discovery files. Coverage Cat is available to shoppers in California, Florida, New York, Texas, and Washington.
Coverage Cat is intended for consumers shopping for personal insurance lines and for developers integrating insurance comparison workflows. Its developer portal, discovery files, OpenAPI specs, and public calculators are free to access. Insurance premiums are quote-based, with final pricing depending on coverage line, state, carrier underwriting, property details, and applicant risk profile.
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