Chari (chari.ma)

Chari is a mobile electronic wallet for users in Morocco that brings everyday financial tasks into one app. It provides a Moroccan IBAN account, a physical and virtual Visa card, transfers between Chari accounts and to Moroccan bank accounts, phone top-ups for Maroc Telecom, Orange and inwi, bill payments for water, electricity, phone and internet via Fatourati, gift cards and gaming top-ups, and cash deposit and withdrawal through partner agency networks including DamaneCash, ChaabiCash and Tasshilate. The app is available on iOS and Android and is operated by Chari, a payment institution licensed by Bank Al-Maghrib.

For merchants and grocery stores, Chari offers payment acceptance by QR code, card or payment link, along with telecom top-ups, bill payments and gift cards sold to customers, with commissions or cashback tied to volume. Security features include a 4-digit PIN, Face ID unlock, balance hiding, and card freezing or blocking. The app is free to download on the App Store and Google Play, with account setup completed in a few steps; transfers between Chari accounts carry no fee, while transfers to a Moroccan RIB show fees before confirmation.