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Cardinal Gray

in auto loans secured

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Cardinal Gray is software for auto lenders that automates vehicle title work across the loan lifecycle. It addresses the document preparation and lien and title workflows that arise during origination and servicing, including handling multiple owners, name changes, lienholders, and state-specific requirements.

During origination, the platform ingests borrower and vehicle documents such as driver's licenses and vehicle registrations, then generates state-specific forms including title applications, lien add and release documents, payoff authorizations, and repo affidavits. It supports digital signature collection and notarization, and can generate letters of guarantee, one-and-the-same letters, and non-obligor documents. For servicing, it provides title reporting by VIN, title state, issue date, lienholder, and account status, along with automated Electronic Lien and Title (ELT) and lien release workflows, receipt tracking, and lien reassignment requests.

The product is aimed at auto lenders managing collateral and title operations. The site directs prospective users to email or schedule a demo for more information; no free plan, trial, edition, or pricing details are stated.

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