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Moreta

A global wallet that unlocks local QR payments across Asia and Latin America.

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Moreta Pay is a mobile wallet for travelers, digital nomads and expats that enables QR code payments at local merchants across 14 countries in Asia and Latin America, without requiring a local bank account. Users verify their identity with a passport and selfie, add money via bank transfer or card, and pay by scanning the merchant's QR code. Balances are held in the user's own currency and converted at the live rate at the moment of payment, with a single fee shown before confirmation.

The app connects to local payment networks including PromptPay and Thai QR in Thailand, KHQR in Cambodia, QR Ph in the Philippines, DuitNow in Malaysia, Pix in Brazil, VietQR in Vietnam, and others. Top-up options include bank transfers, SEPA, Faster Payments, Interac e-Transfer, PayID, Apple Pay, Google Pay, card, and crypto, each with varying fees and processing times. Security features include biometric authentication, real-time alerts, unusual sign-in detection, and fraud monitoring. The app is available on iOS and Android.

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