Kobalt Labs

Kobalt Labs is an AI platform for financial institutions that automates third-party risk management (TPRM) and compliance document review. It replaces manual workflows by ingesting materials such as internal policies, contracts, vendor diligence documents, and security audits, then analyzing them for gaps and noncompliance against financial regulations, security standards, and internal policies. The platform tracks risks with severity levels, manages approvals and exceptions, stores vendor communications, and auto-drafts follow-up reports to support audit-ready documentation.

Key capabilities include automated regulatory coverage that syncs with new regulations and internal standards, AI-generated reporting and data extraction for risk reports and suggested alternative language, and an end-to-end workflow spanning ingest, analyze, and track stages. The platform covers areas including BSA/AML, the USA Patriot Act, lending regulations such as TILA and ECOA, and guidelines from OCC, FDIC, and CFPB. Security features include bank-level encryption and SOC 2 certification, with a stated policy that company information is not used for model training.

Kobalt is designed for compliance, risk, and audit teams at banks and financial institutions handling vendor diligence, fintech partner onboarding, and internal audits. The pages indicate demos are available for evaluation, but do not specify pricing structure or plan tiers.