Kashin
Mobile app for small, short-term personal loans in Peru.
Kashin is a Peruvian mobile lending app that provides small, short-term loans to individuals for expenses such as vehicle or phone payments, business needs, and unexpected costs. Users register with their DNI and receive loan decisions through the app. Loans are issued by Trustek SAC, registered with Peru's financial regulator (SBS), and electronic money is issued by GMoney S.A.
The app offers loans from S/50 to S/800 for first-time borrowers, with a 30-day term for most users and 15 or 30 days for legacy users. The annual effective rate (TEA) is 32%. Kashin includes a referral program that rewards users when referred contacts repay their first loan, and a repayment-based benefit that returns up to 50% of interest and fees for timely payments. Support is available through WhatsApp, a help center, and a complaint book. The app is available on Google Play.
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