Gravy
AI agent for managing personal finances
Gravy is a local-first AI workspace for Mac that brings bank, card, brokerage, and other financial accounts into one place. It categorizes transactions, tracks spending, subscriptions, investments, and tax records, and lets users ask questions about cash flow, changes, and what-if scenarios. The app runs on the device, keeping accounts, transactions, and documents on the Mac rather than in cloud storage, with options to export, back up, or delete data.
Core capabilities include live account balances, automatic transaction categorization, subscription and bill tracking, investment holdings and gains, and tax write-offs and records. An agent layer includes a Main Agent alongside specialized agents such as a Cash Flow Operator, Tax Prep, and Trading Watch, which can report on paychecks, new subscriptions, budget updates, and unusual activity. Pages cover accounts, transactions, investments, and subscriptions, with a monthly overview of net worth, spending, and savings.
Gravy is aimed at individuals managing personal finances across banks, cards, and brokerages. It is available as a Mac download; the site indicates a pricing page, though specific plans, trials, and packaging details are not described here.
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