Finku

Finku is a personal finance and budgeting app for Indonesia that helps users record transactions, set budgets, and review their financial position. Transactions can be entered manually, added through chat with the AI assistant FinGPT, or captured by uploading bank e-statements and shopping receipts, which are then organized into a financial report. Interactive charts update from the recorded transactions to show finances in real time.

FinGPT handles transaction tracking, budget setting, and finance-related questions. Data entered in the app is encrypted with AES-256 and protected by SSL, with access tied to the user's PIN; the app also supports biometric access. For businesses, Finku offers a corporate financial wellness program with financial literacy training and an in-app personal financial management service that can be added to a company's own app.

Finku is aimed at individuals managing everyday expenses and budgets, as well as companies providing financial wellness or PFM tools to employees. It is packaged as a Free plan and a Premium plan; the Free plan includes manual transaction and budget tracking, limited quotas for scanning receipts and bank statements, and a limited number of FinGPT conversations, with quotas granted per account.